Financing a small business is no easy feat. Expenses seem to grow every day, and sometimes
the cash flow just isn'it there. We at Atlantic Oceanic Financials understand this challenge, and with our help.
A small business line of credit is typically offered as unsecured debt, which means you
don't need to put up collateral (assets that the lender can sell if you default on the debt).
A line of credit enables you to further your business goals without bringing on investors, who will likely want some control over your business in exchange for their financial backing.
this credit line gives you more flexibility than a closed-end loan because you only "access money when you need it," and you don't have to pay interest on the funds you don’t use.
Building a good credit history for your business now helps to better your chances of obtaining future credit accounts and loans. or overdraft. It gives you access to cash whenever you need it.
Take advantage of discounts, purchase inventory, improve liquidity, or meet short-term cash requirements with a flexible, easy-to-access revolving line of credit.
With three line of credit options available to you, we can find the perfect match for your business needs.
Purchase or refinance of owner-occupied commercial real estate, facilities expansion, working capital, or equipment purchases with a mortgage loan secured by commercial property.